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Scotia On Line
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  Universal Account
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Our Universal Account provides access to a world of possibilities that we have prepared specifically to handle all sorts of situations in a single account.

The Universal Account is an excellent financial tool. You can have all your finances integrated into a single account that can be controlled and managed using Scotia On Line.

This is an intelligent checking account where you can track your transactions and better manage your money. This extraordinary option is available for private individuals and companies both.

Universal Account Advantages

  • Attractive interest rates

  • Available for private individuals and companies

  • Made up of a main account in colones and dollars using the same number

  • 99 associated sub-accounts for money management

  • Automatically obtain your Universal Account with your credit card

  • Request additional cards related to your Universal Account

  • You can request Scotiacard debit cards for each of the Universal Account sub-accounts

  • Checkbooks associated with each sub-account

  • Check confirmation by amount Scotia On Line confirmation service for checks that have been written

  • You can associate a person to sign checks for each sub-account

  • You can pay your employees' payroll

  • Make loan payments through your Universal Account

  • Overnight service available

  • Obtain complementary services for your Universal Account at Scotia On Line:

    Look up account statements
    Transfer funds between local and international banks
    Pay your utility bills (water, electricity, telephone)
    Pay loans
    Pay payroll

For more information call 800-1-SCOTIA (726842) or visit us at any of our branches!



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